Dr. Hadd

Dr. S. Hadd is a full professor of mathematics in Morocco with a PhD in Mathematics and a deep expertise in financial mathematics. As the author of over 40 high-quality research papers in the mathematical sciences, Dr. Hadd has made significant contributions to the field, focusing on applying advanced mathematical principles to real-world problems, including finance. With a career spanning leading universities across France, the UK, Germany, and American universities in Qatar, Dr. Hadd has supervised numerous PhD students, fostering the next generation of mathematicians and researchers. Passionate about sharing knowledge, Dr. Hadd founded Smart Budgeting Guide to make financial concepts accessible and actionable for everyone, blending mathematical precision with practical budgeting advice. Dr. Hadd specializes in simplifying complex financial ideas, making budgeting tools and strategies approachable for all readers. Through this blog, Dr. Hadd is dedicated to helping readers achieve their financial goals with practical, research-backed advice. When not writing or teaching, Dr. Hadd enjoys exploring new tools for financial planning and mentoring students to reach their academic and financial potential. This blog represents my personal opinions and not the views of my employer.

Exclusive Content

Guide to Bonds: Types, Benefits, and How to Invest

This guide to bonds will cover everything you need...

What Is Annual Percentage Yield (APY)? A Complete Guide

Annual Percentage Yield (APY) is a vital metric for...

Interest Rates Explained: A Guide to Financial Growth

Interest rates play a crucial role in shaping your...

Mastering Credit Cards: Types, Tips, and Strategies

Mastering credit cards is essential for building credit, earning...

Mutual Funds Guide: The Complete Investment Handbook

Mutual Funds Guide provides a comprehensive overview of mutual...

Retirement Planning Essentials: Tips to Secure Your Future

Understanding and implementing Retirement Planning Essentials is vital to...

More Articles by Hadd

Guide to Bonds: Types, Benefits, and How to Invest

This guide to bonds will cover everything you need to know, including their types, benefits, risks, and strategies for investing wisely. 1. Introduction Bonds are a...

What Is Annual Percentage Yield (APY)? A Complete Guide

Annual Percentage Yield (APY) is a vital metric for evaluating savings and investment growth. It reflects your annual earnings, including the impact of compounding. What...

Interest Rates Explained: A Guide to Financial Growth

Interest rates play a crucial role in shaping your financial decisions, from saving and investing to borrowing. In this guide, we’ll cover everything about...

Mastering Credit Cards: Types, Tips, and Strategies

Mastering credit cards is essential for building credit, earning rewards, and managing finances effectively. This guide explores tips, types, and strategies to help you. Introduction...

Mutual Funds Guide: The Complete Investment Handbook

Mutual Funds Guide provides a comprehensive overview of mutual funds, one of the most versatile and widely used investment options in personal finance. Mutual...

Retirement Planning Essentials: Tips to Secure Your Future

Understanding and implementing Retirement Planning Essentials is vital to achieving financial stability and enjoying peace of mind during your golden years. Retirement planning is...