Dr. Hadd

Dr. S. Hadd is a full professor of mathematics in Morocco with a PhD in Mathematics and a deep expertise in financial mathematics. As the author of over 40 high-quality research papers in the mathematical sciences, Dr. Hadd has made significant contributions to the field, focusing on applying advanced mathematical principles to real-world problems, including finance. With a career spanning leading universities across France, the UK, Germany, and American universities in Qatar, Dr. Hadd has supervised numerous PhD students, fostering the next generation of mathematicians and researchers. Passionate about sharing knowledge, Dr. Hadd founded Smart Budgeting Guide to make financial concepts accessible and actionable for everyone, blending mathematical precision with practical budgeting advice. Dr. Hadd specializes in simplifying complex financial ideas, making budgeting tools and strategies approachable for all readers. Through this blog, Dr. Hadd is dedicated to helping readers achieve their financial goals with practical, research-backed advice. When not writing or teaching, Dr. Hadd enjoys exploring new tools for financial planning and mentoring students to reach their academic and financial potential. This blog represents my personal opinions and not the views of my employer.

Exclusive Content

Budgeting 101: A Beginner’s Guide to Managing Your Money

Budgeting 101 is the foundation of personal financial success....

Budget Travel Secrets: Explore the World Without Going Broke

For many, travel seems like a luxury reserved for...

Robo-Advisors: The Easiest Way to Start Investing Now

In recent years, robo-advisors have transformed the investment world. These...

Dollar-Cost Averaging: The Easiest Way to Invest Smarter

Investing can feel difficult, especially when markets swing wildly....

Annual Percentage Yield (APY): How to Maximize Your Earnings

When it comes to growing your savings, Annual Percentage Yield...

How to Start Investing with $100 or Less: A Beginner’s Guide

This post will detail the answer to the question...

More Articles by Hadd

Small Business Loan: How to Secure Funding Easily

A small business loan can be essential for fostering growth and ensuring stability in your business. Whether you need to buy equipment, handle cash...

Ultimate Guide to Earning Money Online: Proven Methods

1. Introduction Earning money online has become more accessible than ever in today’s digital age. Whether you’re looking to supplement your income, replace your full-time...

7 modern budgeting tools to Transform Your Finances

Managing your finances doesn’t have to be daunting in today's fast-paced world. Thanks to modern technology, budgeting has become more accessible, efficient, and even...

Psychology of Saving: How Mindset Shifts Lead to Savings

Saving money isn’t just about numbers—it’s about mindset. The psychology of saving plays a critical role in how we handle our finances, influencing our...

How to Escape the Debt Cycle: Proven Strategies for Success

Debt traps people in a vicious cycle. Payments reduce little, while new debts replace old ones. To escape the debt cycle, you must do...

Capital Gains Tax Hacks: best Proven Strategies

In this comprehensive guide, we’ll explore everything you need to know about capital gains, including how they work, the applicable tax rules, and strategies...