Dr. Hadd

Dr. S. Hadd is a full professor of mathematics in Morocco with a PhD in Mathematics and a deep expertise in financial mathematics. As the author of over 40 high-quality research papers in the mathematical sciences, Dr. Hadd has made significant contributions to the field, focusing on applying advanced mathematical principles to real-world problems, including finance. With a career spanning leading universities across France, the UK, Germany, and American universities in Qatar, Dr. Hadd has supervised numerous PhD students, fostering the next generation of mathematicians and researchers. Passionate about sharing knowledge, Dr. Hadd founded Smart Budgeting Guide to make financial concepts accessible and actionable for everyone, blending mathematical precision with practical budgeting advice. Dr. Hadd specializes in simplifying complex financial ideas, making budgeting tools and strategies approachable for all readers. Through this blog, Dr. Hadd is dedicated to helping readers achieve their financial goals with practical, research-backed advice. When not writing or teaching, Dr. Hadd enjoys exploring new tools for financial planning and mentoring students to reach their academic and financial potential. This blog represents my personal opinions and not the views of my employer.

Exclusive Content

Budgeting 101: A Beginner’s Guide to Managing Your Money

Budgeting 101 is the foundation of personal financial success....

Budget Travel Secrets: Explore the World Without Going Broke

For many, travel seems like a luxury reserved for...

Robo-Advisors: The Easiest Way to Start Investing Now

In recent years, robo-advisors have transformed the investment world. These...

Dollar-Cost Averaging: The Easiest Way to Invest Smarter

Investing can feel difficult, especially when markets swing wildly....

Annual Percentage Yield (APY): How to Maximize Your Earnings

When it comes to growing your savings, Annual Percentage Yield...

How to Start Investing with $100 or Less: A Beginner’s Guide

This post will detail the answer to the question...

More Articles by Hadd

Renters Insurance 101: A Step-by-Step Guide

Renters insurance is a financial safety net that many renters overlook, often because of misconceptions like, “My landlord's insurance provides coverage for me.” Spoiler alert:...

Student Credit Cards With the Best Rewards

For most students, managing finances is difficult. However, using student credit cards can also build a credit history and teach responsible money management. Introduction: Smart...

Earn Free Flights With These Travel Credit Cards

Travel credit cards are specialized financial tools designed to enhance the travel experience by offering rewards, benefits, and perks tailored for globetrotters. These cards...

Credit Score Guide: How to Improve and Maintain Your Score

Understanding your credit score is crucial for anyone who wants to navigate the financial world effectively. A credit rating is basically a number that...

Top Rated Car Insurance Providers: What You Should Know

Introduction: Choosing the Right Car Insurance Providers Finding the best car insurance providers is essential for protecting your vehicle, finances, and peace of mind. With...

Financial Literacy: What It Is and Why It Matters

Financial literacy is the foundation of a secure and independent financial future. It encompasses the skills and knowledge needed to make informed decisions about...